Information we collect
When you visit this site, we may collect certain types of information from you, such as information you voluntarily provide via forms, surveys, applications, etc. We may also collect information about you from your online browsing and transactions, including your preferences, pages visited, technical information regarding your computer and operating systems, such as your Internet Protocol (IP) address, domain name and system configuration and settings.
What are Cookies?
If you do not accept these cookies, you may experience some inconvenience in your use of some online options. You also may not receive advertising or other offers from us that are relevant to your interests and needs.
At times, we may use other technologies to capture customer specific data to help us understand how customers use our site and to assist us with resolving customers’ questions regarding the use of our site.
Information collected through cookies and web beacons includes the number of people who look at each of the pages on the homesmortgageloan.com websites, search engine referrals, browsing patterns within the homesmortgageloan.com website, and responses to advertisements and promotions on the homesmortgageloan.com website. Information collected may also include other trends and activity on the homesmortgageloan.com website, basic information about whether you have visited the site before, your Internet connection and computer settings, such as your browser, your IP address and your time zone.
From time to time, consumers will experience ‘Pop Ups’ from other companies while visiting our site. Pop Ups are generated by ‘Adware’ placed on your computer when other sites have been visited. homesmortgageloan.com does not participate in the use of Adware.
Advertising on the homesmortgageloan.com website
Advertising on other websites
homesmortgageloan.com contracts advertising with companies to advertise our accounts and services on websites not affiliated with homesmortgageloan.com. If you click on one of our ads, you link to the homesmortgageloan.com website that offers the advertised service. These ads may contain cookies that allow tracking of your response to our advertisements. These cookies do not identify you personally. We prohibit any company that places our ads from using this information for any purpose other than to assist us in measuring the effectiveness of our ads.
How we use and share information
We may also share aggregated or anonymous data about our customers and visitors to the homesmortgageloan.com website with our advertising service providers and with companies that help us understand how you use our website.
Linking to other sites
We may provide links to other companies, such as credit bureaus or merchants. If you choose to link to websites not controlled by homesmortgageloan.com, we are not responsible for the privacy or security of these sites, including the accuracy, completeness, reliability or suitability of their information. If you are asked to provide information on one of these websites we strongly urge you to carefully study their privacy policies before sharing your information.
Looking out for children
We do not knowingly market to or solicit information from children under 13 without parental consent. We recognize that protecting children’s identities and privacy online is important, and that the responsibility to do so rests with both the online industry and with parents. While homesmortgageloan.com works to protect your personal information, you also have responsibility.
Internet safety for children. The Internet is a public network. Children’s access to the Internet can allow them to visit inappropriate websites and be exposed to unwanted risks. COPPA, the Children’s Online Privacy Protection Act, protects children under the age of 13 from the online collection of personal information. Learn more about COPPA on the Federal Trade Commission’s website. Parents can be proactive by installing filtering software that gives them more control over their family’s Internet experience.
We recommend that minors 13 years of age or older ask their parents for permission before sending any information about themselves to anyone over the Internet.
(Protection of the Privacy of Personal Non-Public Information)
- Protecting the confidentiality of our customer information.
- How we gather information.
- The types of information we share, why, and with whom.
- Opting Out – how to instruct us not to share certain information about you or not to contact you.
Protecting the Confidentiality of Customer Information:
We take our responsibility to protect the privacy and confidentiality of customer information very seriously. We maintain physical, electronic, and procedural safeguards that comply with federal standards to store and secure information about you from unauthorized access, alteration, and destruction. Our control policies, for example, authorize access to customer information only by individuals who need access to do their work.
From time to time, we enter into agreements with other companies to provide services to us or make products and services available to you. Under these agreements, the companies may receive information about you but they must safeguard this information, and they may not use it for any other purposes.
How We Gather Information:
As part of providing you with financial products or services, we may obtain information about you from the following sources:
Application, forms, and other information that you provide to us, whether in writing, in person, by telephone, electronically, or by any other means. This information may include your name, address, employment information, income, and credit references;
Your transaction with us, our affiliates, or others. This information may include your account balances, payment history, and account usage;
Consumer reporting agencies. This information may include account information and information about your credit worthiness;
Public sources. This information may include real estate records, employment records, telephone numbers, etc.
Information We Share:
The types of information we share, why, and with whom.
- To regulatory authorities and law enforcement officials.
- To protect against or prevent actual or potential fraud, unauthorized, claims, or other liability.
- To report account activity to credit bureaus.
- To consumer reporting agencies.
- To respond to a subpoena or actual sale, merger, or transfer of all or a portion of a business or an operating unit, etc.
- In connection with a proposed or actual sale, merger, or transfer of all or a portion of a business or an operating unit, etc.
In addition, we may provide information about you to our service providers to help us perform marketing services. This information provided to these service providers may include the categories of information described above under “How We Gather Information” limited to only that which we deem appropriate for these service providers to carry out their functions.
This policy is subject to change.
Opting Out – how to instruct us not to share certain information about you or not to contact you.
You may chose to Opt Out of direct marketing at any time. You may also limit the contact from homesmortgageloan.com. You may Opt Out of the following:
- No Telephone Calls
- No Email
- No Direct Mail
- Information Sharing with our affiliates
- Information Sharing with non-affiliates
To Opt Out please contact us via Contact Form on this page: